Questions to use when reviewing these decks
Define the model before comparing decks: banking tools, payments and insurance have different economics. Keep processed volume separate from revenue. Show the customer journey and cost of serving it.
To compare the business model with a related sector, read 38 Best Payments Startups Pitch Deck. For another perspective on evidence and adoption, see 7 Best InsurTech Startup Pitch Decks.
A FinTech pitch must make a complex money flow understandable. Who is the customer, who holds the funds, who carries the risk, and what revenue remains after costs? Use this archive to compare payments, financial software, insurance and consumer-finance narratives.
About this archive: Company summaries describe the historical examples collected here, not current operating status. Decks are hosted by third parties. A deck may show targets or company claims rather than independently verified results. Funding figures are included below only where a dated supporting source is linked; no claim is made that a particular deck secured a round.
What founders can learn
Draw the money flow before sizing the market
Map the customer, regulated partners and your product. Then explain how money moves and how the business earns revenue. Transaction volume, assets managed and company revenue measure different things.
Show revenue quality alongside growth
Separate gross processing volume from net revenue, and disclose the costs needed to deliver the service. Present active customers, cohort retention and concentration rather than relying only on registered accounts.
Make operating dependencies explicit
Explain which capabilities depend on banking, payment or insurance partners and what happens if a partner changes terms. State the markets in which the business actually operates rather than presenting expansion ambitions as existing coverage.
Match the ask to the next evidence milestone
Link capital to a measurable result such as a working integration, better retention or a repeatable acquisition channel. A later funding announcement provides context, but does not prove that a particular archived deck caused that investment.
Browse the deck examples
Alan · Albert · Alloy Card · Alluva · Bill Trim · Brex · Cadence · Cedar · Celer Network · ChangeJar · Chipper Cash · Clearbanc · Coinbase · Credit Stacks · Crowdz · Dwolla · EquityBee · eShares · Ethic · Farewill · Fincheck · Finix · Finix Payments · Gluwa · GogoCoin · Homebot · Instamojo · Ladder · Lexop · Lola · Mint · Modulr · Monzo · N26 · Now · Openfin · Party Round · PIllar · Plum Fintech · RealtyShares · RemitBee · Revolut · Rippling · Rize · Romit · Shopline · So Sure · Square · StreamLoan · Thinknum · TransferWise · TRDATA · Trumid · UniPay · Usefinally · Utrust · Wealthsimple · WorkLife · YayPay
Alan
Alan is a platform that uses technology to make health insurance more convenient and affordable.
Albert
Albert is harnessing the power of technology, machine learning, and community support in an effort to bring the best financial guidance to everyone.
Alloy Card
Klutch (previously Alloy Card) turns your credit and debit cards into powerful, versatile tools that you can program to match your specific needs.
View the Alloy Card archive entry
Alluva
Alluva is a contributor-model blockchain product that rewards users for their predictions and ratings
.Details of the startup:
Business model: App
Customer: B2C
Other Details:
Year: 2015
Round: $10M
Amount raised: $10M
Investor: Undisclosed
Bill Trim
BillTrim works with all the big service providers and negotiates new rates that save their customers hundreds each year.
View the Bill Trim archive entry
Brex
Brex is an all-in-one business finance solution for growing companies.
Verified historical funding context: Brex announced $50 million in Series B financing in June 2018. Keep that round separate from cumulative funding totals and later rounds. Source: The Wall Street Journal, June 19, 2018.
Cadence
Percent (formerly Cadence) provides access to alternative investment opportunities.
View the Cadence archive entry
Cedar
Cedar is a payment and engagement solution used by hospitals and medical groups.
Celer Network
Celer Network is a layer-2 scaling platform bringing blockchain applications to mass adoption.
View the Celer Network archive entry
ChangeJar
ChangeJar allowed retailers to accept payments through their mobile phonies, avoiding the expensive credit card fees.
View the ChangeJar archive entry
Chipper Cash
Chipper Cash is a platform that facilitates cross-border payments through mobile.
View the Chipper Cash archive entry
Clearbanc
Clearco (formerly Clearbanc) is a suite of products, designed to help founders get funding.
View the Clearbanc archive entry
Coinbase
Coinbase is a digital currency exchange that allows traders to buy and sell around 50 cryptocurrencies.
View the Coinbase archive entry
Credit Stacks
Jasper, previously known as Credit Stacks, offers a premium financial service to professionals with an innovative range of products and a dedicated Mastercard® cards.
View the Credit Stacks archive entry
Crowdz
Crowdz improves the cash-flow of companies in global supply chains by providing invoice-financing opportunities.
Dwolla
Dwolla is a state-of-the-art payments platform for online businesses that collects, transfers, and processes money with ease. It was designed to be robust, secure, reliable, cost-effective, and accessible.
EquityBee
EquityBee is a marketplace that connects startup employees to investors.
View the EquityBee archive entry
eShares
Carta, previously known as eShares, is an equity management platform and network for companies, investors, and employees to securely manage ownership information.
View the eShares archive entry
Ethic
Ethic is an asset manager that focuses on sustainable and impact-driven investment strategies.
Farewill
Farewill provides peace of mind by giving guardianship and inheritance services after a death.
View the Farewill archive entry
Fincheck
Fincheck is an AI-based finance assistant that does the work for you. It allows you to focus on what matters in your business and make better financial decisions.
View the Fincheck archive entry
Finix
Finix Payments is a full-stack fintech company that specializes in end-to-end customized payment solutions for businesses.
Finix Payments
Finix Payments is a platform for payment infrastructure.
View the Finix Payments archive entry
Gluwa
Gluwa is an end-to-end decentralized financial ecosystem that allows for frictionless interactions among communities in the virtual and real world.
GogoCoin
GogoCoin provides prepaid bitcoin access and the opportunity to discover ways to use this new technology.
View the GogoCoin archive entry
Homebot
Homebot is connecting homeowners with the country’s best mortgage professionals and lenders, helping homeowners take control of their home selling process.
View the Homebot archive entry
Instamojo
Instamojo is a suite of integrated tools that enables entrepreneurs to manage, build, and grow their business online.
View the Instamojo archive entry
Ladder
Ladder employs a technology-driven approach to provide end-to-end life insurance via a digital platform.
Lexop
Lexop makes it easy to collect money from customers with the most flexible and fully-customizable software products available.
Lola
Lola simplifies business travel planning by bringing all of your suppliers and booking channels together in one single platform.
Mint
Mint helps you track all your finances in one place and get custom advice to help you save money.
Modulr
Modulr is a fintech startup based in the United Kingdom that offers a ""Payments-as-a-Service"" API to digital businesses.
Monzo
Monzo is a digital-only bank that caters to users with busy lives. It is perfect for people who want a straightforward banking experience with affordable fees and full transparency.
N26
N26 is an online bank that offers mobile banking to customers within the European Union.
Now
Now allows B2B businesses to get paid right away and gives clients the option to pay invoices over 30 to 90 days.
Openfin
OpenFin is an enterprise-grade application platform for financial desktops. It simplifies application distribution, risk management, and developer APIs without sacrificing security.
View the Openfin archive entry
Party Round
Party Round is a fundraising tool that allows founders to generate and send documents, collect signatures, and receive funds automatically.
View the Party Round archive entry
PIllar
Pillar to post provides structural and foundational services for buildings.
Plum Fintech
Plum Fintech is a financial technology company that develops personalized savings assistant solutions for customers.
View the Plum Fintech archive entry
RealtyShares
RealtyShares offers real estate investing opportunities that match investors’ needs for returns and liquidity.
View the RealtyShares archive entry
RemitBee
Remitbee makes it fast and easy to send money to friends, family, and businesses via online transfer or mobile platforms.
View the RemitBee archive entry
Revolut
Revolut is a financial services company that provides payment solutions to businesses and individuals.
View the Revolut archive entry
Rize
Rize develops customer-focused financial solutions for fintechs, incumbents, and non-financial companies.
Romit
Robocoin, previously known as Romit, is the fastest and most secure way to buy, sell, store, and send bitcoin. It provides a seamless interface for all your digital currency needs.
So Sure
Sure is an API-first insurance technology company, powering digital insurance programs for the world’s most recognized carriers and brands.
View the So Sure archive entry
Square
Square has a comprehensive suite of software and hardware designed to make commerce easy for everyone.
StreamLoan
StreamLoan is a mobile and web-based application that offers a collaborative workflow platform for simplifying, securing, and closing residential home loans.
View the StreamLoan archive entry
Thinknum
Thinknum is a data driven investment platform that monitors company's websites, financial forums and company documents.
View the Thinknum archive entry
TransferWise
Wise, previously known as TransferWise, is a global money transfer service that lets you send money abroad without hidden fees.
View the TransferWise archive entry
TRDATA
TRDATA is a new communication platform offering free access to real-time market data on Emerging Markets. It allows financial professionals to trade and execute orders automatically.
Trumid
Trumid helps to build data products to facilitate pricing and information discovery for the credit community.
UniPay
UniPAY provides payment services to its customers and clients in Georgia.
Usefinally
Back Office is a technology firm that assists small businesses by automating bookkeeping and accounting.
View the Usefinally archive entry
Utrust
Utrust is a payment platform that allows anyone to pay and accept payments with cryptocurrencies.
Wealthsimple
Wealthsimple is an online investment manager offering powerful and easy-to-use financial tools to help Canadians become more financially secure for life.
View the Wealthsimple archive entry
YayPay
YayPay is an intelligent accounts receivables automation platform that reduces operational expenses, increases efficiency, and improves productivity for SMEs.
Adjacent business models
These examples provide comparisons across neighbouring markets. Their inclusion does not classify every company or historical deck as a pure-play business in this sector.
Rippling
Rippling is an employee management platform that aims to make HR operations and IT management easier.
View the Rippling archive entry
Shopline
Shopline is an innovative platform, enabling brands to sell their products around the world.
View the Shopline archive entry
Investor presentations for comparison
Fund presentations address a different audience and economic model. Compare their structure separately from operating-startup decks.
WorkLife
Investor presentation: this example concerns a venture fund, not a startup operating in this sector.
View the WorkLife archive entry
Sources and editorial context
Historical company presentations: original SlideShare links retained alongside each example.
Brex announced $50 million in Series B financing in June 2018. Keep that round separate from cumulative funding totals and later rounds. Source: The Wall Street Journal, June 19, 2018.
Further reading
Sequoia: Writing a Business Plan — General guidance on structuring a business pitch; not evidence of any company's fundraising.
Continue exploring
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Fintech Open Innovation: ING, SBI & Mastercard
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